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If it equals or exceeds the actual cash value (ACV) of your car before the accident, then it is totaled. Suspended license Your license can be suspended for a certain amount of time depending on state requirements Its still driving without insurance, you can't claim 'grace period' if you get in a wreck in the first 2 weeks of ownership. 1.) Save Money and include restrictions related to car insurance in mileage, vehicle maintenance, and. Terms and Conditions are available.
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