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The loan is a lump sum, the HELOC draws money as you need it If you have enough help paying for car repairs equity at the time of closing your home purchase, you can get a HELOC in as little as 30 to 45 days, which is the time it takes for loan underwriters to process the application A home equity line of credit (HELOC) or home equity loan is a great way to leverage the value of your home and ensure you have funds available for whatever you want, such as home repairs and improvements, a new car, or even a vacation home The Application Process.
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